Maryland Insurance Administration Maryland Insurance Accident-and-Health-or-Sickness-Producer

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Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:

1. A policy of life insurance may NOT be delivered unless the policy has a:

A) Premium coupon book
B) Notary seal
C) Legible and brief description of the policy on the first page
D) Financial statement of the life insurance company

2. Which of the following is NOT a mandated benefit in Maryland?

A) Weight reduction programs
B) Treatment of substance abuse
C) Treatment of mental illness
D) Hearing aids for children

3. In Maryland, an insurance producer is a person who solicits, negotiates, or sells insurance plans PRIMARILY in conjunction with:

A) Acting as a regularly salaried officer
B) Earning commission
C) Enrolling individuals in group plans
D) Performing clerical duties

4. Coverage for the first three pints of blood for Medicare enrollees is:

A) A Medicare Supplement additional benefit
B) A Medicare Part B benefit
C) A Medicare Supplement core benefit
D) A Medicare Part A benefit

5. It is unlawful for a person to provide an advertisement that:

A) Uses a policy title to misrepresent a coverage
B) Makes a comparison of benefits between policies
C) Refers to the insurer's financial rating
D) Points out coverage advantages of a policy

Solutions: