Insurance Licensing Pennsylvania Insurance Licencing (PAIN) PA-Title-Insurance-Agent

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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. The sale of a property was subject to the buyer's being able to assume an existing loan on the property. Upon examination, the note was found to contain a clause that prohibited the assumption of the loan. The clause was

A) a subordination clause.
B) an assumption clause.
C) a prepayment clause.
D) a due-on-sale clause.

2. An insurance licensee must do all of the following in order to renew an insurance license EXCEPT

A) submit to the department a completed renewal form.
B) complete the continuing education requirements, if applicable.
C) hold active insurer appointment(s).
D) pay the required renewal fee.

3. Under the terms of a title insurance policy, when a disputed claim is decided by a neutral third party, the process is called

A) litigation.
B) arbitration.
C) subrogation.
D) indemnification.

4. An ALTA survey of the land could disclose all of the following EXCEPT

A) a violation of the setback line.
B) a property line lawsuit.
C) the improvements on the land.
D) a pond located on the land.

5. Which section of a title insurance policy lists the rights of the insurer?

A) exclusions from coverage
B) conditions
C) insuring agreement
D) declarations

Solutions: